From tailored young driver cover for under 21s to flexible motor trade insurance, we find the right policy for you at competitive rates.
Why choose us
Finding affordable cover as an under 21 driver shouldn't be complicated. We specialise in helping young motorists get on the road with fair premiums and dedicated guidance every step of the way.
Whether you require full motor trade cover or standard personal motoring protection, our insurance brokers compare key policies to ensure your vehicles, business, and livelihood stay fully protected.
Our coverage options
Standard vehicle cover
Third-party cover - Legal minimum
Every driver is legally required to hold at least third-party insurance, covering damage to other vehicles or injury to third parties.
Third-party, fire and theft - Added security
Provides standard third-party cover whilst also protecting you if your car is stolen or damaged by arson or accidental fires.
Comprehensive cover - Complete peace of mind
Our highest level of protection, covering accidental damage to your own vehicle as well as injury or damage to others.
Windscreen protection - Optional add-on
Repair or replacement cover for cracked or chipped front and rear glass without affecting your no claims bonus.
Under 21 first car cover - Specialised rate
Accessible premiums tailored for young drivers, helping new motorists build valuable no-claims discount safely.
Black box telematics - Performance savings
Reward safe driving habits with real-time feedback and substantial discounts on renewal premiums for young motorists.
Named driver policies - Flexible driving
Add additional family members or guardians to your car insurance easily with clear, transparent policy terms.
Key cover protection - Hassle-free support
Emergency assistance and replacement lock expenses in the event of lost, stolen, or damaged car keys.
Motor trade policies
Road risks cover - Essential trade
Allows you and named employees to drive customer vehicles legally for service, testing, collection, and delivery.
Combined motor trade - Total business cover
Comprehensive protection combining premises, stock vehicles, tools, public liability, and road risk insurance in one policy.
Dealership stock protection - Secure inventory
Safeguards forecourt stock and showroom inventory against accidental damage, malicious vandalism, and weather incidents.
Service & repair protection - Workshop cover
Covers independent mechanics, body shops, and MOT centres against accidental damage while working on customer cars.
Policy extras
Motor legal protection - Expert backing
Access to qualified legal counsel and representation to recover uninsured losses following a non-fault collision.
24/7 breakdown assistance - Roadside care
Comprehensive UK-wide roadside assistance, home start, and vehicle recovery whenever unexpected breakdowns happen.
Guaranteed courtesy car - Stay mobile
Replacement vehicle provided while yours is undergoing repairs following an approved insurance claim.
Protected no claims bonus - Discount security
Maintain your hard-earned no-claims discount even if you make up to two fault claims within a policy cycle.
Protecting drivers across the United Kingdom
We believe quality insurance should be transparent and accessible. As dedicated independent brokers, we compare policies from leading UK underwriters to secure tailored cover suited to your vehicle, business, and budget.
"Getting insurance as an 18-year-old was stressful until I spoke with this team. They arranged comprehensive cover that didn't break the bank."
Benjamin Wood
"Our vehicle garage needed a robust motor trade policy covering our staff and client cars. The broker explained everything clearly and saved us money."
Emma Thompson
"Excellent customer support when comparing third-party versus comprehensive policies. Fast paperwork, competitive quotes, and friendly advice throughout."
Oliver Hartman
Get your competitive insurance quote today
Speak with our specialist advisors to compare young driver cover, motor trade policies, or comprehensive vehicle insurance designed around your requirements.
Contact us
1 Oxford Street
London SW1V 3JD
United Kingdom
Opening hours
Mon - Fri: 9:00am - 5:00pm
Saturday: 10:00am - 3:00pm
Sunday: Closed
Get in touch
01617063434
Email: info@axa-car-insurance.co.uk